If a flood causes damage to your home, you could be responsible for paying hundreds or even thousands of dollars worth of damage. If you’re wondering whether your home is protected by flood damages, the informative agents at American Tri-Star Insurance can help.
Is Your Home Prone to Water Damage?
It only takes an inch of water to cause serious damage to your property, which is bad news if you live in an area where flood and water damage is common. When your home floods, you may have to remove drywall, carpeting and other surface materials to completely remove the water. The remaining moisture can cause mold and mildew to develop and can lead to costly damages and health risks for you and your family.
Can You Afford to Pay for the Damages Yourself?
For many homeowners, it isn’t possible to pay for damages out-of-pocket. While a traditional homeowner’s insurance policy may help pay to rebuild a home, it may not cover repairs related to flood damage. You should consider buying a separate flood insurance policy if you can’t pay for repairs or other damage on your own. Even if your home hasn’t experienced flooding, it is wise to invest in flood insurance in the event of an unexpected flood.
Flood insurance can act as a financial safeguard for you and your family if your home suffers extensive water damage after a storm. To determine how much additional coverage on your San Diego homeowner’s insurance policy may cost, contact our knowledgeable agents at American Tri-Star Insurance today at 619-272-2100 for a free quote.