A car accident can be an unfamiliar and frightening event for a driver. To ensure that you are prepared in case of an accident, it is important to know what to do in advance. American Tri-Star auto insurance in San Diego offers these tips for dealing with an automobile accident. Not only will these tips help make the event less stressful, they can help you when it comes to filing your auto insurance claim.
The first thing to do if you get into an automobile accident is to make sure if everyone is okay. If there is an immediate threat to someone’s life or an emergency, dial 911. If no one is hurt, you will still need to contact the police for an official police report. At that time, be sure to document the police report number, the department that responded, the phone number as well as the name of the officer helping you and their badge number.
Next, you will need to speak with the other individual involved in the accident. You will need to exchange license plate numbers, contact information and auto insurance information. Also be sure to write down the information listed on their drivers’ license as well as a contact phone number. You may want to dial the number from your cell phone when you receive their information to ensure it is a working number.
Following this, you will want to make sure you take photos of the accident and any damage that was done to either vehicle. You will also want to take pictures of the accident scene. This includes conditions of the road such as skid marks and debris on the road, the position the vehicles were in after the accident, as well as signs and surroundings to indicate the intersection, address or exit where the accident occurred.
Finally, you will want to contact your insurance agency. The sooner you contact them, the better. Call them directly from the scene if possible and start processing your claim. A reliable San Diego car insurance agency will have 24-hour claim filing service by phone and will provide you with a way to reach someone to help you through the process.
If you have additional questions regarding automobile insurance in San Diego, contact American Tri-Star today. In addition to comprehensive automobile insurance, our services also include motorcycle, homeowners, commercial and health insurance. Call us at 619-272-2100 or click here for a free, instant car insurance quote.