Immediately following an accident, there are a few things you need to do to evaluate the situation. Here are the necessary steps, provided by the helpful agents at American Tri-Star Insurance San Diego.
Call for Help
There may be someone driving past the scene of the accident that will call for help, otherwise someone in your vehicle should call 9-1-1 immediately, if possible. Provided that there was another car involved in the accident, someone from that vehicle will likely call as well. The point is to alert the proper authorities to the situation so they can provide assistance.
If you suspect there are any injuries, don’t move until the fire department or paramedics arrive on the scene. If you or someone else is injured, you risk further injury by moving without being cleared by medical professionals.
If you find that you have minimal injuries, you can begin taking pictures of the accident. These pictures can be turned into your insurance company so the adjuster can see the damage done to the vehicle. This can help your insurance company investigate the cause of the accident and assess the damages done to your vehicle or yourself. Pictures can also be useful in helping police determine who might have been at fault. Take pictures of any skid marks, road, and vehicle conditions after the accident.
File Police Reports
File a police report if the accident wasn’t your fault. Most officers will want to know what happened, but some might not examine both sides of the story. Get a copy of the police report to ensure that everything was recorded properly. This can also help your insurance company decide who was at fault and how much compensation you will receive.
Before an accident occurs, it’s important to be prepared and have the right auto insurance coverage. For information regarding cheap auto insurance in San Diego, call our friendly and reliable agents at American Tri-Star Insurance today at 619-272-2100 for your no-obligation quote.