Before you make your final decisions on purchasing a home, you’ll want to have an inspection conducted by a professional real estate property inspector. This is the perfect time to look for things that could potentially be wrong with the property and make you think twice about buying it. The San Diego home insurance experts at American Tri-Star recommend paying close attention to these details.
During the inspection, check the condition of the roof. Even a very small leak overhead can produce a pinpoint puncture, which can enable moisture to gradually accumulate in the interior of the building. Streaking, mold, and discolored ceiling tiles and walls may indicate a leaking roof.
A structure with an obvious foundation problem can cost you thousands of dollars to repair. In some cases, buildings with foundation issues require demolition. Signs of foundation issues include tilting or unstable structures, steep vertical cracks in exterior or interior walls, and doors and hallways that don’t appear completely straight. If the home has a basement, you’ll want to inspect this area as well. Look for leaking water or obviously stressed walls and supports.
Check to make sure water flows in the kitchen and bathrooms without leaking because faulty plumbing can amount to hefty repair costs. Additionally, find out the source of the property’s drinking water. In some rural areas, homeowners rely on wells, which may occasionally become unfit for human consumption or run dry.
Depending on your location, you might want to make certain the home has a reliable heating system. This feature can sometimes cost a significant portion of monthly home expenditures, and some utility bills even exceed a mortgage payment. Though you’ll need a professional home inspection to verify all aspects of the heating system’s reliability, screen for issues yourself during your initial visit. Look for signs of a rusted or poorly maintained furnace, and ask to see copies of monthly heating bills to determine how much this service costs throughout the year.
Make sure you know what you’re getting into when buying a home so it doesn’t have a negative impact on your insurance down the line. If you have questions about homeowners insurance, or if you are looking for affordable commercial, health, motorcycle, or car insurance in San Diego, call American Tri-Star at 619-272-2100. We hope to hear from you soon.