With homeownership comes great responsibility. Renters rely on their landlords to take care of any issues on the property, including appliances that break down. As a homeowner you need to know what to do should your water heater, washing machine, or other appliance suddenly self-destruct, and the insurance experts at American Tri-Star in Vista are here to walk you through the most crucial steps to take if and when this does occur.
Turn Off the Water and Power
When an appliance breaks down, your primary concern should be the safety of your family. The device must immediately be unplugged if it is safe to do so or you should flip the breaker for that section of your home. If the appliance uses water or gas, those utilities should be shut off as well to prevent injuries or damage.
Check for External Damage
Before calling in a professional repair agency, you might want to look for any damage near the floor, baseboards, or walls. What seems like a minor issue with the appliance could actually be causing thousands of dollars in damage to nearby wood and metal. Catching these issues early could help you prevent more expensive repairs down the road if water happens to be leaking deep into the foundation of your home.
Get in Touch with Your Home Insurance Provider
Homeowners insurance covers the structure of your home as well as the property inside, which sometimes includes appliances. If you are unsure of what your current policy covers, speak with your provider about upgrading your Vista homeowners insurance. Many appliances cost thousands of dollars to replace, which is not an expense you want to cover on your own. At the very least, your policy might cover some of the repairs.
Contact an Appliance Repair Specialist
Most homeowners do not have the time, tools, or expertise to make major repairs to their appliances or replace them entirely. Those who have insurance that covers broken appliances could potentially even void their policy if they attempt to tackle the repairs alone. An experienced contractor will be able to give you a rough estimate as well as an approximate time of completion.
Though not all appliances are covered by home insurance, these policies are important to have for a variety of reasons. If you’d like more information on our high-quality home insurance, or for complimentary Vista car insurance quotes, give us a call at 760-758-1600 today.