Knowing how to respond during and immediately after a car accident is very important. Most people with San Diego auto insurance know to exchange insurance information with the other driver, but what should you do if that person drives away before you get the chance? Here are some steps you should take after a hit-and-run occurs.
Hit-and-runs can be stressful, but it is best to remain calm and focused. Try to memorize the driver’s license plate number, the color and model of the car, and the driver’s appearance. Write down this information if you can. The more information you have about the person who hit you, the more likely it is the police can locate them.
Check for Witnesses
If you aren’t able to remember any information about the driver or if you weren’t near your car when the hit-and-run occurred, it is a good idea to look for witnesses. Ask for their names and contacts and write down everything they remember about the incident.
File a Report
The sooner you call the police, the sooner they can attempt to track down the other driver. Filing a police report gives the officers all the information you remember and everything you collected from the witnesses. The police officers will likely take pictures of the damage, which you will need to send to your auto insurance in San Diego.
Call Your Insurance Company
You should always file a hit-and-run claim. Even if the police are unable to locate the driver, many states allow you to be compensated by your uninsured motorist coverage. Uninsured motorist bodily injury insurance can cover medical expenses and uninsured motorist property damage can aid in car repairs.
We hope you never have to experience the stress of a hit-and-run, but make sure you’re protected with the best insurance just in case. For affordable San Diego auto insurance quotes, give American Tri-Star a call at 619-272-2100 and one of our agents would be happy to help you. We hope to hear from you soon.