A lot of planning goes into making home renovations, and it’s important to make sure you don’t hit any obstacles along the way. The home insurance experts at American Tri-Star in San Diego discuss 5 things homeowners should do before they begin the process of making renovations.
1. Analyze the Budget
Homeowners should start by establishing a total cost for the project, which should be a number they are comfortable with. They should have some additional funds set aside for unexpected costs. Renovators should also consider the time it will take to complete the project, establish what needs done to improve the home, and have a clear picture of the desired result.
2. Contact Your Insurance Agent
Unexpected things come up during home improvements. Before making any renovations, homeowners should contact their San Diego home insurance agent to make sure there is adequate coverage in case there are unforeseen problems. After the renovation is complete, they should contact their insurance agent again to make sure the current coverage fits with any improvements that were made.
3. Consult with Experts
During the early stages, people should talk to experts about the renovation process. These experts can save renovators time and money by sharing advice on the realities of renovations, costs, and the technicalities of the whole process. It may seem like a lot of work before getting started, but it’s a good way to prevent dissatisfaction with the finished project.
4. Consider Contractors
Few renovators will make all home improvements on their own. When considering contractors, people should select ones they are comfortable with and be certain of all the specifics before signing. This may help prevent problemsthat may have not been detailed in the contract.
5. Secure Permits
Inspection rules change and vary depending on the region. Renovators in San Diego County should check their local municipality’s latest regulations to make sure everything is up to the current standards. Homeowners should be prompt in checking these standards so they don’t have to redo a day’s worth of work over a single detail.
To learn more about how home improvements can impact your insurance, reach out to American Tri-Star. In addition to home insurance, we also offer affordable commercial, auto, RV, and motorcycle insurance in San Diego. Call 619-272-2100 today to speak with a friendly agent and receive a free quote.