On the surface, you may think you’ve found your dream home and are ready to purchase it immediately. However, many properties have underlying issuespotential homeowners may not catch without the help of an expert. This is where a home inspector comes in. The staff atTri-Star Insurance in San Diego recommends getting a home inspected before purchasing, and these are just a few of the reasons why.
It Pays for Itself
Even though it may seem like just one more expense in a costly process, a thorough home inspection will most likely save you money. Inspectors can alert buyers and sellers of any problems that could affect the listing price, bids, and the cost of home insurance in San Diego. You could potentially save thousands of dollars if these issues are caught before a bid is placed.
It Shows You Any Potential Problems with the Home
No one wants to spend his or her first night in a new home only to find there is a draft in the master bedroom. You should have realistic expectations about the structural integrity, safety, and efficiency of any homes you are considering. Your inspector can inform you of issues such as mold, mildew, foundation cracks, insulation problems, and aging appliances.
It Can Help You Budget for the Future
Even if you do decide to purchase a home with a few major issues, you will know exactly what you are getting yourself into. This will allow you to take some time and create a long-term budget for future repairs. Home inspectors can give you the estimated lifespan of the home’s major mechanical systems, which includes plumbing, wiring, heating, and cooling.
It Gives You a Bargaining Chip
Even after a seller has made some adjustments to the price of a home, it still might be on the cusp of a buyer’s price range. Having accurate and up-to-date information on the home could be the exact bargaining chip you need to get through the last few sets of negotiations. Without these inspections, the bargaining power is often in the hands of the seller while the potential buyer is going in blind.
Once you’ve completed your inspection and purchased your home, you’ll need the right homeowners insurance to meet your needs. Reach out to American Tri-Star. We also offer affordable auto, motorcycle, and motorhome insurance in San Diego. Give us a call today at 619-272-2100 for a free quote.