The Real Costs of Buying an RV

Buying San Diego RV Insurance

Whether you’re retired and itching to travel or simply love adventure and the open road, what better way to explore the nation than purchasing an RV?  San Diego is the perfect destination for RV owners, with beautiful waterfront RV parks and easy access to major interstates that can head in any direction you please. However, before fulfilling your dream, it’s important that all prospective buyers consider the real costs of buying an RV.

Purchase Price

RVs are not cheap. Large RVs with all the bells and whistles can easily top six figures. And even smaller ones with fewer features can go for $50,000 or more. While buying a used RV is an option, it’s important to buy from a credible and reliable individual as a poorly maintained RV could be a money pit in the long-term.


Although RVs and automobiles share some similar mechanical parts, maintenance for an RV is going to be significantly higher than what you’re used to paying for the vehicle you travel around town in. Make sure you fully understand the price of things such as new tires and oil checks.


Just like your car requires auto insurance in San Diego, your RV does too, per California state law. Depending on the size and value of your RV, premiums could easily top $2,000 or more a year. Also, insurance will cost more if you live in your RV full time than if you only use it part time.


RVs are gas guzzlers. There’s no other way to put it. Depending on the size of your RV, it can get anywhere from 6 to 12 miles per gallon. Once gas heads back up above $3 mark, that’s more than $300 to fill a 100-gallon RV tank for a 1,000 mile drive.


If you stop for the night in a Wal-Mart parking lot (which welcomes overnight RVs) or at a truck stop, it may not cost you much to park your recreational vehicle. But if you want to take a cross-country trip from San Diego to, say, Maine, and are planning to stay in RV parks every night, there are going to be parking fees as well as fees to hook up to utilities. On a long trip, those fees could easily add up to several hundred dollars.

Interested in learning more about the costs of RV living? Want to find affordable San Diego RV insurance? Whatever your questions, call American Tri-Star Insurance services and speak with a friendly and knowledgeable agent. Along with our San Diego location, we are conveniently located in National City, Chula Vista and Vista so that our clients have peace of mind that help is always nearby. Call 619- 325-0326 now and find out how much we can help you save on RV insurance.