What Are the Pros & Cons of Owning a Motorhome?

The Pros & Cons of Owning a Motorhome? in San Diego, CA

Most people think of motorhomes in very romantic terms, particularly in California and other scenic regions of the United States. Purchasing a motorhome could be the beginning of a lifetime adventure or one more reason to worry in terms of ownership and financial burden. With this in mind, here are a few of the advantages and disadvantages of owning a motorhome, brought to you by the auto insurance experts at American Tri-Star Vista.

Travel Savings

When it comes to comparing the cost of traveling versus the cost of driving a motorhome across the United States, the RV lifestyle tends to be more affordable on a per trip basis. Plane tickets, hotel rooms, meals, and ground transportation expenses can quickly add up and become more expensive than a motorhome vacation. The savings can translate into being able to spend more days traveling. However, this comparison may stop being valid when the costs of ownership are factored in.

Extended Vacations

Retirees who expect to enjoy their golden years in a relatively comfortable financial situation will likely enjoy the advantages of owning a motorhome they can use for extended trips, particularly if they can afford a Class A recreational vehicle. Luxurious Class A motorhomes are excellent vacations that last weeks or months. Class B motorhomes tend to be more affordable but may feel less comfortable after a few weeks.

Constant Expenditures

The financial bottom line of owning a motorhome is that it can be an expensive endeavor even when the RV is parked. Families who own motorhomes may also have to pay for housing as well as a car on top of the RV loan and insurance. Because renting RV park space can be as low as $600 per month with all the comforts of home, owners of Class A motorhomes often consider making them their permanent residence.

Operational Concerns

When shopping for motorhomes, it can be easy to be tempted by the luxury and comfort of Class A vehicles. This temptation makes prospective buyers oblivious to what it really takes to maneuver one of these large vehicles. For instance, parking and turning a Class A motorhome is not as easy as maneuvering a Ford Focus. One way to circumvent this concern is to sign up for RV classes and rent a Class A motorhome for the purpose of easing into the operation learning curve.

Motorhome Insurance

RVs of any class require insurance. Even Class C motorhomes are considerable financial investments that need to be protected. The advantage of motorhome insurance policies is that they provide comprehensive coverage in terms of protecting drivers against liability claims as well as protecting the living space in a manner similar to homeowners policies. In other words, Vista motorhome insurance can protect against more than just road traffic accidents. It can also protect against fire, liability, and theft incidents.

American Tri-Star is a leading provider of motorhome insurance in Vista. In addition to RV insurance, we also offer cheap Vista car insurance and motorcycle insurance. Give us a call today at 760-758-1600 and one of our friendly agents would be happy to assist you and provide a free quote.