If you ride a motorcycle, you need an insurance policy for it just like you do with your car or any other vehicle you drive. If you’ve never owned a San Diego motorcycle insurance policy before, there are some things you might not know about the coverage.
1. It Covers Just About Any Bike
You don’t have to have a standard motorcycle to get insurance coverage. Most insurers will write you a policy for whatever bike you have, no matter how customized it is. Of course, keep in mind the more customized options you have, the more expensive your policy is likely to be.
2. Your Gear Will Be Covered
San Diego cheap car insurance policies typically don’t cover anything that isn’t attached to your car, but motorcycle insurance will cover the gear you need to ride. This includes your helmet, saddlebags, and even leather gear for riding. The coverage may not be standard, and you may have to ask your agent about adding it to your policy.
3. You Can Get Coverage for Your Trips
Most motorcycle insurers offer additional riders and endorsements on policies that can protect you from having your dream cross-country trip ruined. This includes towing coverage, which can pay the cost of having your bike towed if it breaks down, and trip interruption coverage, which can pay for lodging and other necessities if you become stranded because of weather or another reason.
4. Discounted Bundles Are Available
Some people may not want to let their regular insurer know they have a motorcycle for fear it could raise all their other insurance rates. But if you are a safe rider with no accidents or tickets, you can get discounts and save money by bundling your motorcycle insurance with your homeowners and auto insurance policies.
Make sure you have the best insurance possible for when you are on the road. For motorcycle and car insurance San Diego drivers trust, contact American Tri-Star today at 619-272-2100 for a free quote. One of our customer service reps can help you find the right insurance to meet your needs.