It may not be readily evident that being energy efficient in your home renovation decisions can lead to saving money on San Diego home insurance. The materials or systems you use may serve multiple purposes by preserving the integrity of the structure and protecting the property while also increasing energy savings.
1. Replace Your Roof
The roof is one of the most important structures of a house, and it is also one of the main details for determining the risk involved in your home insurance. Replacing the roof may be required before insurance will be authorized. Utilizing lighter shingles to reflect the light and adding insulation can have a significant impact on the energy efficiency of your home while lowering your insurance costs.
2. Install New Windows and Doors
Replacing old windows and doors with new energy efficient models saves on the electric bill, but the added security and upgrade for the home may also lead to lower insurance costs. Double-pane windows or those with heat absorbing tints or reflective coatings can add to the home’s value, save energy, and lower your insurance.
3. Purchase Programmable Thermostats
Installing a programmable thermostat allows you to save money on utility bills by regulating system use. As part of a replacement HVAC system, these devices could also lower insurance costs.
4. Use Smart Home Technology
The implementation of smart home technology offers many benefits. Though these devices include a security system, they also offer remote control of lighting, heat, air conditioning, garage doors, and motorized shades. Not only can these systems help lower energy costs, but the added security benefits can lower home insurance.
If you’d like to learn more about energy efficiency and how it can save you money on insurance and other bills, get in touch with Tri-Star Insurance. In addition to home insurance, we also offer other types of insurance many homeowners need, including health, RV, and auto insurance in San Diego. Give us a call at 619-272-2100 to speak with a friendly agent and receive a free quote.