Water seeping into your home could cause serious damage. Therefore, it’s imperative to check for leaks and other issues and repair vulnerable spots right away. The home insurance experts at Tri-Star Insurance in San Diego have put together a list of ways you can keep your home protected from the rain.
Regularly Check Your Roof and Attic for Leaks
Bad weather can take a toll on roofing materials. For example, broken or missing shingles, cracked or loose flashing, or holes in your chimney should be repaired to keep your home dry and protected. Heavy condensation, wet insulation, and watermarks on your attic’s ceiling joists are signs of water penetration.
Repair Leaking Skylights
If your skylights were incorrectly measured and fitted during the installation process, they may not be watertight. However, decaying insulation around the edges of the skylight or flashing issues may also be factors. If this is the case, you can repair the leak by applying silicone on cracks or replacing the flashing.
Keep Your Gutters and Downspouts Clear
Your home’s gutters and downspouts are designed to channel rainwater off your roof and away from your home. However, when gutters and downspouts become clogged, standing water may leak under the fascia boards and rot the wood. Likewise, excessive water that spills over the gutter can pool around your home’s foundation, seep into the crawlspace, and cause cracks to form in the cement.
Purchase Homeowners Insurance
A water leak can cause major damage to your furniture, floors, and appliances, leaving you with heavy losses and costly repairs. However, having homeowners insurance in San Diego can cover these losses, not only from natural disasters but from theft, fire, and vandalism as well. Additionally, if someone is hurt on your property because of wet conditions, it can take care of medical expenses and protect you from a lawsuit.
You may want to consider purchasing additional flood insurance to protect your home. For more information on keeping your home safe with the right insurance, get in touch with American Tri-Star. We also offer affordable automobile, health, commercial, and motorhome insurance in San Diego. Call 619-272-2100 for a free quote.