Preventing Gaps in Auto Insurance Coverage

Car Insurance Advice in San Diego, CA

If you have car insurance in National City, you don’t want to let your coverage lapse for a variety of reasons. You won’t be protected in the event of an accident, there may be additional fees when you start coverage again, and you could be penalized if you’re pulled over during one of these gaps. The insurance experts at American Tri-Star suggest a few ways to make sure you stay covered.

Schedule Automatic Payments

One of the easiest ways to prevent a lapse in car insurance is to set up automatic payments from your debit or credit card. Decide on a date each month that works well for you so you know the amount due will be in the account. Check the day before to ensure the money is there so the payment can be processed. Once the payment is taken, you will usually receive an email confirmation.

Receive Text Message Alerts

Ask your insurance agency if you can receive text messages to let you know when a payment is coming due. This is an easy way to be alerted because most people check their phones at some point during the day. You can even set up alerts for a week or two in advance of the payment’s due date.

Get Additional Insurance

Extra coverage may be available in the event you do end up with a gap in insurance. You might have to pay an extra fee for this service, but it will help prevent a lack of coverage for your automobile. If you make your payments on time, you may be able to get the fee lowered after a while.

Request an Extension

Many National City cheap auto insurance agencies offer clients some kind of extension for payments. Contact your agency well before the due date to make sure they will allow the extension. You might be charged interest on the payment, but paying the extra money could help ensure you have the coverage you need.

For additional strategies to prevent gaps in your car insurance, get in touch with American Tri-Star in National City. We can come up with an affordable solution to keep you protected. For free National City car insurance quotes, give us a call at 619-474-3900 and one of our knowledgeable agents would be happy to assist you.