During the Fourth of July weekend, you’re likely looking forward to some fun times spent with family and friends. However, the fun can quickly turn into an insurance nightmare if certain safety precautions aren’t taken. The staff at American Tri-Star in San Diego has some tips to help you prevent some of the most common Independence Day insurance claims.
Be Careful on the Road
Automotive accidents during the holidays are one of the leading causes of San Diego car insurance claims. According to the American Automobile Association, the Fourth of July is the most dangerous day to be on the road. Take extra safety precautions when driving and make sure people attending your Fourth of July party can get home safely by using designated drivers or services like Uber and Lyft.
Practice Boat Safety
Boating is a big part of many summer holidays, but boats can also be a major contributor to insurance claims. Plan ahead by looking at the forecast, stocking enough life preservers for everyone, and avoiding alcohol if you are the one operating the boat. Operating a boat under the influence can be just as dangerous as drunk driving. Make sure your guests are safe and secure while the boat is in motion, and keep everyone out of the water when the motor is running.
Prevent Cookout Fires
Fourth of July get-togethers often involve grills, cookouts, and open campfires, but these can be dangerous if precautions are not taken. The last thing you want is to cause a fire during your get-together and have to file a San Diego homeowners insurance claim. To prevent fires, make sure your grill is cleaned well before using it and never leave the cooking space unattended. The cooking space should also be a safe distance from the home, and make sure children don’t venture too close to the fire.
Supervise the Use of Fireworks
When thinking of the Fourth of July, fireworks are likely the first things that come to mind. Pay mind to your local laws about which types of fireworks are legal, and make sure only adults are lighting and using them. Avoid using fireworks or sparklers too close to anyone’s home, and always keep water on hand to douse any potential sparks.
The Fourth of July and other holidays should be enjoyable, but accidents can still happen. In the event you need to make a claim, make sure you’re protected with reliable insurance. American Tri-Star is a trusted provider of homeowners, RV, motorcycle, and cheap auto insurance in San Diego, and we can help you find the right insurance policy to meet your unique needs. Call 619-272-2100 today to speak with one of our friendly and knowledgeable representatives.