Many small businesses start out in spare bedrooms, basements, and garages. To many budding entrepreneurs, this likely sounds like the perfect setup. However, there are several things you need to think over before launching a business from your house. The staff at American Tri-Star in San Diego discusses a few of these considerations.
Local Zoning Laws
Some localities have bylaws prohibiting home-based businesses altogether, while others have restrictions on the types of business that can be conducted at home. Though it’s unlikely anyone would complain about you becoming a freelance writer, it’s best to take the law into account before moving forward with your plans because it can help you avoid costly fines.
If you start a kitchen fire while cooking dinner, your home insurance will likely cover it. However, if you start the same fire while baking cookies for your catering venture, you may not be covered. Talk to your insurance agent to discern whether or not you need San Diego commercial insurance to cover your home-based business.
Space Constraints of the Home
A home business can quickly grow beyond the confines of your available space. If this happens, you need to be prepared to find additional space to continue your venture. Think carefully about the layout of your home and how much space you may need in the near future. If you can expand into the garage or add a shed to your property, you’ll need to consider the cost of making the space workable.
If you have children at home, a home-based business can be difficult to balance with family life. Constant interruptions can be an issue, as can interference with important business-related materials. However, if your family is supportive of your business idea, they may be willing to help you on some level. Talk to your family before making your final decision.
If you have additional questions about starting a home-based business, get in touch with American Tri-Star. We can walk you through everything you need to know regarding the insurance requirements for your endeavor. In addition to home and business insurance, we also offer health, auto, RV, and motorcycle insurance in San Diego. Give us a call today at 619-272-2100 for a free quote.