Being charged with a DUI has severe consequences. In addition to getting your license suspended, you will likely experience an increase in your auto insurance rates. During the time when you have a suspended license, your car insurance provider has the right to charge higher premiums and can even drop your coverage completely.
For the three years following a DUI, San Diego drivers are required to have the minimum California auto insurance coverage. This minimum coverage is called SR22 Insurance. DUI drivers must file for San Diego SR22 insurance with their auto insurance agency. The auto insurance agency will then file the appropriate SR22 paperwork with the California DMV.
It is important to note that unless your DUI charge has been dropped completely, it will appear on your record. Therefore, if you are thinking about switching car insurance providers, keep in mind that your poor driving history will have a large impact on your premiums as well as your overall cost of auto insurance in San Diego.
Additionally, many auto insurance providers are hesitant to accept drivers with a DUI on their record. Fortunately, there are certain auto insurance providers that can help drivers with a DUI enjoy more affordable auto insurance.
At American Tri-Star Insurance, we believe that all drivers should be given a second chance. If you’ve had a DUI or are looking for affordable, quality auto insurance San Diego drivers trust, contact one of our knowledgeable representatives at 619-272-2100 today.