Top 5 Fire Risks for Front and Backyards

Home Fire Risks in San Diego, CA

Outdoor spaces are an extension of the home and need to be treated the same as the inside when it comes to fire prevention. A fire in the yard can quickly spread toward your home, but following some basic fire safety rules can help prevent a costly tragedy. The staff at American Tri-Star, a leading provider of homeowners and car insurance in Vista, wants to share 5 of the biggest potential risk factors for fires in your front or backyard.

1. Fire Pits

The allure of a fire pit draws people in with its ambiance and warming effect. They are gaining in popularity, with thousands being sold each year and many others being built. However, the attraction to fire pits comes with a high risk. Fire pits need to be a minimum of 10 feet from any structure and be properly contained. Keeping the fire small and having a bucket of water nearby reduces the risk of it getting out of control. Many Vista home insurance policies allow for fire pits, but always check with your agent before purchasing or building one.

2. Loose Leaves

Dry, loose leaves are extremely flammable and should be kept away from the house. Raking and disposing of them properly can help keep the perimeter of the house safe. The fire risk is especially high in the fall when leaves are naturally dry.

3. Trees

Even a single tree can create fuel for fires, causing them to spread more rapidly. Insurance experts recommend planting trees at least 30 feet from your house to create a buffer. This distance may need to be adjusted depending on the fire risk in your area, and home insurance agencies may also take this information into consideration when issuing a policy.

4. Dry Grass

It is vital to keep the grass around the home as green as possible. Dry grass is highly flammable and can become a tinderbox if sparked. Make sure your grass is kept short and watered regularly to prevent dangerous areas from developing.

5. Clutter

Clutter can be a huge fire risk for both inside and outside the home, and it can make safe escape more difficult if a fire does occur. Outdoor clutter may include trash and yard waste, yard gear, toys, and much more. Make sure clutter is kept to a minimum or eliminated completely to reduce the risk of fires.

To learn more about outdoor fire risks and how to prevent them, reach out to American Tri-Star. In addition to home insurance, we also offer affordable commercial, auto, motorcycle, and motorhome insurance Vista residents trust. Give one of our knowledgeable agents a call today at 760-758-1600.