How to Lower Your Car Insurance

Lower Car Insurance San Diego

Car insurance is a necessity of everyday life, but you don’t need to pay top dollar for it. American Tri-Star Insurance agents recommend using the following tips to find reliable car insurance at a reasonable price.

Verify Which Discounts You Qualify For

Auto insurance agencies usually offer their customers various discounts, and it pays off to research what discounts you’re eligible for.  If you and your car meet the qualifications, you can save a small bundle each month.

Take a Higher Deductible

If you have money on hand to pay a higher deductible, you might want to ask for it. When you get a $1,000 deductible, for instance, you could save as much as forty percent off the cost of your insurance bill.

Get Group Insurance

One of the best ways to receive low-cost car insurance is to get group coverage. Since costs are shared between members of the group, everyone saves money. With a little searching, you may be able to find various clubs, alumni associations, or employers that will let you join their insurance group.

Buy a Vehicle with Low Insurance Risk

Some cars are statistically more likely to be stolen or damaged than other models, which can drastically increase your insurance rates. If you avoid expensive, sporty, or high-risk vehicles, you may enjoy more affordable insurance premiums and save some money.

Shop Around for Better Prices

A reliable way to get a better deal on the cost of your car insurance is to shop around. When you review a number of estimates, you can weed out the lower premiums and choose from the affordable options. Before you make the switch, however, be sure to check the agency’s reputation first.

If you are in the market for cheap car insurance in San Diego, or have questions regarding car, homeowner’s, life, or health insurance policy and premiums, contact American Tri-Star Insurance today at 619-272-2100. Our friendly agents can answer all of your insurance questions and provide a no-obligation quote.