Common Risks & Claims Related to Errors & Omissions

As a business owner, entrepreneur, or self-employed professional in San Diego, you may be wondering why you should add errors and omissions (E&O) coverage as part of your Vista commercial insurance policy. Depending on the line of business you are in, errors and omissions coverage may be a requirement you must satisfy for licensing and […]

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How to Make a Work Environment Safer

Employees come to work each day ready to get busy with the tasks at hand. Companies provide what they need to get the job done, whether it’s a new computer or extra training. However, it’s also important to focus on issues such as safety. The staff at American Tri-Star, a leading provider of commercial insurance […]

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4 Simple Garage Door Maintenance Tips

Garage doors are iconic features of residential architecture across Southern California, but they seldom get the maintenance they deserve. Prospective homebuyers tend to pay attention to garage doors and are not afraid to use them as bargaining tools so sellers will feel compelled to repair them, replace them, or lower the sales price. It is […]

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Essential ADA-Related Considerations for Small Businesses

Modifying your place of business to provide access for disabled individuals isn’t just about attracting more customers, it’s also required by law. Commercial structures in California must comply with the Americans with Disabilities Act (ADA), which includes a wide range of requirements regarding access to the property. San Diego commercial insurance experts break down most […]

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Tire Wear: 5 Common Types & Their Causes

Despite being the only parts of a motor vehicle that actually make contact with road surfaces, tires tend to be overlooked by drivers who pay attention to other types of maintenance. It is not unusual for drivers to keep an eye on the dashboard and pray the Check Engine light does not turn on, and […]

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Is It Necessary to Insure a Treehouse?

San Diego and other parts of Southern California are perfect for treehouses, particularly as part of older ranch-style houses that became popular after World War II. Baby boomers who grew up in San Diego are likely to remember spending sunny and breezy afternoons in treehouses during a time of American prosperity, and they may want […]

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How to Get a Discount for Being a Good Driver

San Diego is not usually mentioned as being among the metro areas with the highest rates of car insurance. However, this should not preclude you from taking advantage of section 1861.025 of the California Insurance Code, a statute more commonly known as the Good Driver Discount law. California law directs auto insurance companies to offer […]

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Advantages & Disadvantages of Life Insurance

If you live in San Diego, auto insurance isn’t the only type of coverage you might need. Life insurance is another important consideration. Life policies tend to be the most straightforward instruments issued by the insurance industry. The loss that life insurance protects against is inevitable but also unpredictable. We would like to think death […]

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What Can Disqualify You from Getting Commercial Insurance?

Not all business ventures require you to have commercial insurance. However, it is not a good idea for you to leave things to chance and operate without adequate coverage. Commercial policies are issued at the discretion of the insurance company. Under some circumstances, they may refuse to offer you a policy or specific coverage. The […]

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6 Lesser-Known Discounts on Auto Insurance

If you feel you are paying too much for auto insurance in San Diego, it may be worth your while to check with your agent about your coverage and policy options. According to a March 2017 study conducted by a national underwriter consortium, the highest car insurance rates in the United States were found in […]

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