Does Your Auto Insurance Transfer When Driving Overseas?

No matter where your car insurance policy is issued, you know you can drive anywhere in the United States and your coverage will remain in effect. You can even drive in Canada with your existing policy and enjoy limited protection in parts of Mexico. However, when you travel overseas, you can’t count on your car […]

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How to Drive a Vehicle with a Stick Shift

Even though sales of manual transmission vehicles have sharply decreased in the United States over the last few years, the ability to drive a stick shift car is something that still attracts American drivers, particularly those who think driving should be a thoroughly dynamic and fun experience.┬áIf you have driven automatic vehicles all your life, […]

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6 Ways to Prevent Slips & Falls in Your Home

One of the most unfortunate scenarios homeowners never want to face is seeing guests injured because of accidentally slipping and falling while on their property. This is a matter of liability. In just about all jurisdictions, the homeowner would have to shoulder the burden of responsibility and cover the financial losses caused by the accident, […]

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Things to Think About Before Becoming a One-Car Family

Becoming a one-car family comes with a few challenges, but it can also lead to significant savings. Reducing the number of cars in your household can lower the costs of insurance, gasoline, maintenance, and more. According to AAA, giving up a family car can save an average of $62,000 over five years, but there are […]

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How to Put Together a Disaster Preparedness Plan for Your Business

While no one wants to think about a disaster, it’s important to have a plan for your business in case one does occur. The Institute for Business and Home Safety estimates that 25 percent of businesses never open again after a major disaster like a flood or earthquake. Creating a disaster preparedness plan can help […]

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5 Cheap Ways to Move When You Have a Tight Budget

There’s no doubt moving can be expensive. According to the American Moving and Storage Association, a long-distance move costs more than $5,600, while the typical in-state move costs almost $1,200. Fortunately, there are many ways to save a significant amount of money on a move, whether you’re doing it all yourself or hiring movers. The […]

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How Does Electrical Wiring Impact Homeowners Insurance?

There was a time when homeowners insurance used to be mostly referred to as “fire protection insurance,” and the reason is related to the high incidence of accidental fires in residential properties. In 2015, the United States Federal Emergency Management Agency reported 1,345,500 dwelling structure fires, and nearly 45,000 were caused by electrical issues related […]

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A Basic Checklist for Commercial Insurance

Every business activity is bound to be exposed to some level of risk. Entrepreneurs and small business owners should think about their companies in terms of assets and income that must be protected against potential loss. Commercial insurance policies should not be considered simply as requirements to get business permits or professional licenses. They should […]

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5 Important Details About Mobile Home Insurance

Thanks to their pricing and flexibility, mobile and manufactured residences have become a reasonable option for prospective homebuyers in Southern California. If you are interested in acquiring one of these properties, you should be aware of how insurance companies write policies for manufactured or mobile homes. Here are the five more important considerations in this […]

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Hiring the Right Employees for Your Small Business

Small businesses are often referred to as the engine that moves America forward because of reduced waste, accelerated learning, and an agility not found in the bigger businesses referred to as corporate America. Small business owners may see their employees as even more of an investment. Hiring an employee is a major decision each time […]

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