Understanding General Liability Insurance

General Liability Insurance San Diego

General Liability Insurance allows businesses to protect themselves for incidents on and off business property. Generally speaking, this type of insurance covers bodily injury, property damage, personal injury, and legal costs to defend or settle claims. To help you better understand the benefits of selecting general liability insurance for your business’ insurance policy, the insurance experts at Tristar Insurance in San Diego discuss the basics of this type of insurance.

Bodily and Personal Injury

This type of policy will protect you from possible offenses for slander, false arrests, wrongful entry, or libel for which you are liable. Additionally, you are legally protected should anyone incur any type of injury on-site or due to the operations of your business.

Medical Expenses

If your business must cover medical expenses for a third party, this type of insurance will usually cover medical payments and support up to a certain amount. The specific coverage for medical expenses will shift depending on the type of business and facility you have.

Advertising Injury

If your business is involved with creating and disturbing agency advertising, this type of San Diego business insurance will frequently cover accidental or unintentional copyright or trade infringement.

Property Damage

Property damage liability is also included in this type of policy, meaning that third-party property damages caused by your business’ operations will be covered. Typically, however, your own property is not protected by this kind of policy.

Legal Costs

This type of insurance can help if your agency is sued for any number of reasons. Most policies will cover attorneys and other legal expenses incurred while defending the organization.

To learn more about how general liability insurance can keep you, your business, and your employees protected, reach out to American Tristar Insurance. A leading provider of car, homeowners, and bond insurance in San Diego, we are dedicated to providing the type of insurance coverage business owners need to have peace of mind while running their agencies. To get a complimentary no-obligation insurance quote or to learn more, reach out to one of our insurance agents at (619) 272-2100.